He worked full time as a senior software developer and was an avid cyclist. Amy was a single mom of 52 in excellent health. She was physically and socially active and enjoyed recreational activities such as travelling, camping, participating. Mike was a year old government employee at the time of his accident. Privacy Policy Terms of Use. Click here. Explore our services. Personal Injury. Insurance Denials. Getting medical care and treatment after a crash. Your injury benefits.
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Insurance companies, including ICBC, simply are not advocates for claimants. As soon as you are involved in an auto accident, it will be extremely important to have a lawyer on your side. Indeed, ICBC will do everything it can to ensure that it does not spend money to pay a claim if it does not need to pay.
For example, without meaning to make a mistake, your statement could suggest that you are at fault — or even partially at fault — for the crash. ICBC can use information from your statement to avoid paying on a claim.
Given the sensitivity of the information contained in your statement, it is essential that a Vancouver ICBC claims lawyer discuss your statement with you in advance. It is important to keep in mind that any contact you have with an insurance company may be considered a statement. Indeed, any interaction you have with ICBC — whether it is over the phone, through electronic communication or through hard-copy correspondence — may be a statement that can impact the outcome of your claim.
The following examples represent situations in which you likely are making a statement to ICBC that can be used by ICBC to try to limit the damages you receive:. There are circumstances where the limitation period can be less than two years. In order to ensure your claim is protected and deadlines met, you should speak to a lawyer for advice specific to your situation as soon as possible.
If ICBC refuses to provide you with Part 7 accident benefits or stops providing accident benefits prematurely, you have two years from the date of the last benefit paid to file a claim against ICBC. Submit Medical Expenses After April 1, , individuals seeking reimbursement for accident related expenses must send receipts to ICBC within 60 days of the date of the expense.
However, ICBC is not first payor on all expenses. This means that for some expenses, you must first submit your expense to any other benefit provider through which you have a plan. Spraggs Law can handle this for you. For any expenses that are not covered by ICBC Part 7 insurance, the amounts can be claimed in the tort claim against the at-fault driver as damages.
However, after April 1, , the there are strict limits on medical expenses that can be claimed against the at-fault driver. If you attend a treatment provider that charges in excess of ICBC rates, you will likely be out of pocket for these extra amounts. Reporting a Claim When you have a claim to submit, it is important that you notify them as soon as possible after the accident within hours is ideal.
If you retain an injury lawyer, he or she will be able to notify ICBC on your behalf. Most claims can be reported online. However, hit and run accidents, collisions outside of B.
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